5 simple steps to check EPF balance through UMANG platform

Employee Provident Fund (EPF) is a crucial part of retirement savings for salaried individuals in India. Managing and tracking your EPF balance regularly helps ensure that your savings are on track and gives you better control over your financial future.

To simplify the process, the Indian government has introduced the UMANG (Unified Mobile Application for New-age Governance) platform — a single app for accessing various government services, including EPF balance checks. With UMANG, you can easily check your EPF balance anytime, anywhere, without having to visit the EPFO office or wait for SMS updates.

In this guide, we'll walk you through five simple steps to check your EPF balance using the UMANG platform. Whether you are a first-time user or looking for a more convenient way to track your funds, this blog will provide you with a step-by-step process to make the task effortless.

Why Tracking Your EPF Balance is Important

Before we dive into the steps, let’s quickly understand why checking your EPF balance regularly is important:

✅ Financial Planning: Knowing your current EPF balance helps you plan for future expenses and retirement goals effectively.
✅ Accuracy: Ensuring that your employer is consistently contributing the correct amount helps avoid discrepancies later.
✅ Interest Tracking: EPF accounts accumulate interest annually; checking regularly helps you confirm that the interest is credited correctly.
✅ Early Problem Detection: Any mismatch or delay in contributions can be identified and resolved promptly if you monitor your balance regularly.

What is UMANG Platform?

UMANG (Unified Mobile Application for New-age Governance) is a government-backed digital platform developed by the Ministry of Electronics and Information Technology (MeitY) and the National e-Governance Division (NeGD). It provides access to over 1200+ government services from 100+ departments through a single mobile app or website.

For EPF-related services, UMANG allows users to:
👉 Check EPF balance
👉 Download the EPF passbook
👉 Track claim status
👉 File EPF-related complaints
👉 Update personal information

The UMANG app is available on Android, iOS, and the web for easy access.

Pre-Requisites for Checking EPF Balance Through UMANG

Before you begin, make sure you have the following ready:
✅ UMANG App Installed – Download the UMANG app from the Google Play Store or Apple App Store.
✅ UAN (Universal Account Number): Ensure that your UAN is activated.
✅ Mobile Number Linked to UAN: Your mobile number should be linked and verified with your EPF account.
✅ Stable Internet Connection – A steady internet connection ensures a smooth process.

5 Simple Steps to Check EPF Balance Through UMANG Platform

Step 1: Download and Install the UMANG App

1. Open the Google Play Store (for Android) or the Apple App Store (for iOS).
2. Search for "UMANG App."
3. Download and install the app on your smartphone.
4. Once installed, open the app and allow necessary permissions like location and notifications.

💡 Pro Tip: You can also access UMANG through its official website at www.umang.gov.in if you prefer using a desktop.

Step 2: Register and Log In to UMANG

1. Open the UMANG app.
2. If you are a new user, tap on “Register.”
3. Enter your mobile number and verify it using the OTP sent to your phone.
4. Create a secure MPIN (4-digit PIN) for easy future access.
5. Once registered, log in using your mobile number and MPIN.

💡 Pro Tip: If you forget your MPIN, you can reset it using the “Forgot MPIN” option.

Step 3: Link Your EPF Account with UMANG

1. After logging in, go to the “All Services” section.
2. Select “EPFO” from the list of services.
3. Choose “View Passbook” or “Check EPF Balance.”
4. Enter your UAN (Universal Account Number).
5. Verify your identity using the OTP sent to your registered mobile number.

💡 Pro Tip: Ensure that your UAN is linked to your Aadhaar and PAN for seamless verification.

Step 4: Check Your EPF Balance

1. After successful verification, your EPF account details will be linked.
2. Tap on “View Passbook.”
3. Your passbook will display the following details:
• Total balance
• Monthly contributions from employer and employee
• Interest earned
• Withdrawal history (if any)
4. You can also download the passbook for offline reference.

💡 Pro Tip: The balance shown includes contributions from both the employer and employee along with the accumulated interest.

Step 5: Track Contribution and Claim Status

1. In the EPFO section, you can also track your contribution history and claim status.
2. Tap on “Track Claim Status.”
3. Enter your UAN and verify using the OTP.
4. The app will display real-time information about the status of your claim (if any).

💡 Pro Tip: For quick updates, enable notifications from the UMANG app.

Benefits of Using UMANG for EPF Services

✅ Single Platform: Access multiple government services from one place.
✅ Easy to Use: User-friendly interface designed for all age groups.
✅ Secure: Data protection through encryption and secure login methods.
✅ 24/7 Access: Check balance anytime, anywhere.
✅ Multi-Language Support: Available in multiple regional languages.

Tracking your EPF balance through the UMANG platform is a quick and convenient way to stay updated about your savings. By following these five simple steps, you can easily monitor your contributions, interest, and claim status without visiting the EPFO office or contacting customer support.

Make it a habit to check your EPF balance regularly to ensure accuracy and safeguard your retirement savings. The UMANG app makes it simple, secure, and accessible — empowering you to take control of your financial future.

So, download the UMANG app today and keep track of your hard-earned money with just a few taps!

Have questions or faced issues while checking your EPF balance? Let us know in the comments below — we’re here to help